In 2008 the Coastal Zone Management Programs of New York, New Jersey, Delaware, Maryland and Virginia began discussing the need for a regional approach to managing the Mid-Atlantic’s ocean resources and uses. The Mid-Atlantic States are committed to embracing new comprehensive, regional approaches to address these challenges, and to ensure that future generations can enjoy healthy and productive ocean ecosystems. The intensity of these human influences and uses continues to increase, creating a new generation of challenges and urgency for responsible and sustainable management. State and federally managed waters are used in many ways: commercial fishing, offshore wind development, aquaculture, shipping, military exercises, sand mining, habitat for wildlife, recreation, etc. The ocean waters of the Mid-Atlantic provide a wealth of economic and environmental services. Virginia Role on Mid-Atlantic Regional Council on the Ocean (MARCO) Enforcement Informal Fact Finding Proceedings.Virginia Outdoors Plan Implementation Instructions.Green Government for Commonwealth Entities Instructions.Environmental & Sustainability Project Instructions.Environmental & Sustainability Program Instructions.Governor's Environmental Excellence Award Winners.Governor's Environmental Excellence Awards +.Virginia Information Source for Energy +.Virginia Environmental Excellence Program +.Coastal Needs Assessment and Strategies.Superfund Amendments and Reauthorization Act (SARA) +.Satellite Accumulation Area Requirements.Solid Waste Facility Requirements and Guidance.Local, State and Regional Solid Waste Planning.Stormwater Local Assistance Fund (SLAF) +.Virginia Clean Water Revolving Loan Fund (VCWRLF) +.Emergency Animal Mortality Management for Non-Disease Scenarios.Prior-Approved List of Filtering Devices. Prior-Approved List of Hydrodynamic Devices.Virginia Roanoke River Basin Advisory Committee.Eastern Virginia Groundwater Management Advisory Committee.Criteria, Designated Uses, Antidegradation.Local Program Compliance & DEQ Oversight.Chesapeake Bay Nutrient & Sediment Reduction Milestones.A life settlement can help them eliminate this burden and improve their quality of healthcare and life. The same goes for seniors who may have purchased a policy when they were in good health, but now, with their deteriorating health, they may be struggling to afford the premiums. With them becoming financially independent, the policy may no longer be needed. For example, you may have purchased a life insurance policy to secure the financial future of your spouse or children, who are no longer dependent on you. You can reserve the cash to pay for long-term care needs that may arise.Ī life settlement is also an attractive option for those who have a policy with a high cash surrender value but don't need the death benefit.You can use the lump sum to create a retirement fund or supplement your retirement income by purchasing an annuity.You no longer have to stress over saving to pay for the premiums if you can't afford the policy anymore and don't want it to lapse.You no longer have to keep track of the premiums that must be paid to the life insurance company.It provides an immediate source of cash that you can use for any purpose, from paying off debts to funding a business venture and covering major expenses that may have arisen unexpectedly.As the policy owner, you can avail several advantages from a life settlement.
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